Terms of sale

Last updated: 1 October 2026

1. About us

WalletLegacy is a trading name of Oliver Blunden, a sole trader, of Flat 16, 9 Hazel Lane, London SE10 9FZ. You can contact us at hello@walletlegacy.com.

2. What you're buying

The Inheritance Plan is digital content for one person. It includes an Inheritance Tax estimate with planning calculations, a step-by-step recovery guide for the holdings you list in our free planner, a logins and two-factor sheet, guidance on valuing crypto for HMRC and storing recovery phrases, a letter to your executor, a letter of wishes, a scam warning for your family, a note on Capital Gains Tax for the people who inherit, example wording for your will and for a Lasting Power of Attorney, the full Security Check-up, and a printable plan. The price is £29, paid once. This is a launch offer until 31 December 2026; after that the price will be £49. The price you pay is the one shown at checkout.

The Inheritance Plan for couples covers two people who are a couple. Each of you gets your own plan. For married couples and civil partners it also estimates Inheritance Tax when the second of you dies. The price is £49, paid once.

The Executor Kit is digital content for someone dealing with the crypto of a person who has died. It includes checklists of where to look, a place to record what you find, a balance lookup for public wallet addresses, prices on the date of death where our price source has them, each exchange's published claim steps, letters filled in from what you enter, guidance on valuing crypto for HMRC and on recovery phrases, scam warnings, and a printable kit. The price is £39, paid once.

The Security Check-up is digital content for one person. Answering the questions and seeing your overall score is free. The full report includes a security dashboard, every risk found with how to fix it, a fix plan, a scam field guide, what to do if something goes wrong, and a printable pack. The price is £15, paid once. It is included in the Inheritance Plan at no extra cost. The scores are worked out from your answers only and are a guide, not a guarantee that your crypto is safe.

We are not registered for VAT, so no VAT is charged.

Your plan is built in your web browser from information you enter. It is saved on your device, not on our servers, so you can open it on the device you bought it on or by using the link on your purchase page or in the email we send you after you buy.

The same applies to the Executor Kit and the Security Check-up: what you enter is saved on your device, not on our servers.

If you buy the Inheritance Plan, once a year we'll email you a reminder to check your plan is up to date. Every reminder has a link to stop them.

3. Not financial, legal or tax advice

The plan, the kit and the check-up are general information to help you organise your affairs. The tax figure is an estimate based on HMRC's published allowances and the figures you enter, and it doesn't cover every situation (for example gifts in the last seven years, trusts, or business and farm relief). Recovery steps are based on each company's published process at the time of writing, and companies can change them. For advice about your own will or tax, speak to a solicitor or accountant.

4. Immediate access and your right to cancel

Under UK law you normally have 14 days to cancel an online purchase. Because our products are digital content supplied straight away, you ask us to give you access immediately when you buy, and you agree that you lose that legal right to cancel once access starts.

5. Keeping your crypto safe

We never ask for, see or store your recovery phrases, private keys or passwords, and we never have access to your crypto. You are responsible for keeping your own secrets safe and for any transactions you or your executors make.

6. Our responsibility to you

If a product is faulty or not as described, you have rights under the Consumer Rights Act 2015, including a repair, replacement or refund. We are responsible for loss you suffer that is a foreseeable result of us breaking these terms or failing to use reasonable care and skill. Otherwise our total liability to you is limited to the price you paid. Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud, or any other liability that the law doesn't allow us to limit.

7. Your information

See our privacy notice for how we use your details, including payment records.

8. Law

These terms are governed by the law of England and Wales. If you live in Scotland or Northern Ireland, you can also bring proceedings in your local courts.